As one of the leading agricultural mortgage finance businesses in the United Kingdom, we attribute our reputation to the lasting customer relationships we’ve developed throughout the years. We believe that all of our customers deserve the highest level of service, and we are committed to providing just that. Get in touch today to learn more.
Designed with You in Mind
Our medium term fixed rate finance is available for up to five years and the interest cost of the loan is fixed for the term. Our current criteria will allow gross LTV of up to 75% of valuation.
for farmers and landowners
You Asked, We Answered
FREQUENTLY ASKED QUESTIONS
WHAT DO YOU LEND AGAINST?
We lend against land, buildings and mixed-use properties (e.g. farm shops and holiday-flats). Please note that where the security includes your residential home, your home may be repossessed if you do not keep up repayments on your mortgage.
HOW LONG DOES IT TAKE?
The time taken to complete a bridging loan depends on the borrower’s requirements. They can complete within a few days of the first enquiry but this requires all parties to work together and for the valuer to have immediate access to the security property. Our solicitors will assist the borrower’s solicitors as required.
ARE THERE ANY UPFRONT FEES?
In most cases, the only upfront cost to the borrower is the valuation fee. However, we may charge a commitment fee in extremely complicated cases or where the borrower is seeking the assurance of having an offer of finance.
DO I NEED AN EXIT PLAN IN PLACE?
The exit or repayment method is perhaps the most important aspect of a loan being approved. There must always be a realistic exit but it does not have to be in place when the loan draws down. For example, if the loan is planned to be repaid by the sale of a property, contracts do not have to be exchanged at that time.
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